You are currently connected to the site of the insurance company AFI-ESCA Luxembourg S.A., a Luxembourg based company with registered capital of 48.000.000 EUR.. Registered on the Register of Commerce and Companies in Luxembourg under n° B175991, identification number 2013 2204 277 and VAT number LU26 95 03 11.
Head office at 4 rue du Fort Wallis in L-2714 Luxembourg
Authorized by the Ministry of Finance of the Luxembourg Government as Insurance Company for the Life Branches; I, III, VI
Submitted to the controlling office of the
Commissariat aux Assurances
7, boulevard Joseph II                                  (+352) 22 69 10
L-1840 Luxembourg                                       (+352) 22 69 11 – 444
Phone: (+352) 22 69 11 – 1
Grand Duchy of Luxembourg                    Internet: http://www.commassu.lu

Navigating and consulting this site is submitted to the Luxembourg Legislation as to the following special conditions. By continuing accessing this site, the visitor and/or user accept explicitly the conditions as there are the contractual conditions.

This site was created and hosted by the agency of advice and communication PLK:
11, allée des Fougères
F-78440 LAINVILLE EN VEXIN
Phone: (+33) 1 42 59 62 00
Email: contact@plk.fr
www.plk.fr
Manager: Pierre Leveillet

 

GENERAL INFORMATION

The contents of this site is developed only to offer, as illustration, general information concerning services offered by AFI-ESCA Luxembourg S.A. to the user.

The information withheld in this site is in no way an offer or invitation to buy or sell any life insurance product. This information does not represent legal, tax or any other value and is only valid at the time at which it is provided. Any request concerning insurance products must be addressed to AFI-ESCA Luxembourg S.A.

AFI-ESCA Luxembourg S.A. can not guarantee the suitability, effectiveness or completeness of any information in this Internet site. She specifically declines any responsibility in case of errors or inaccuracies shown. The users are in charge of verification of accuracy, exhaustivity or utility of all information, as to the exact, precise or current nature of the published information on this site.

AFI-ESCA Luxembourg S.A. has no liability towards any damage, direct or indirect, resulting from acts or omission linked to the use or access to the present site.

 

Copyright and intellectual property

AFI-ESCA Luxembourg S.A. has the copyright on trademark, logo, pictures and any other element withheld on this site. All other rights, not explicitly granted, are confined. The users have no right to modify, copy, distribute, transfer, show, publish, sell, allow licenced, create derived items or use any content of the Internet site that could be in contradiction with the purpose of this site. No publication be it electronic, mechanical of any sort or in any other way, may be done without prior, written consent of the copyright on trademark holder. The user may not acquire any property right on software, programs, information, applications or instructions offered by AFI-ESCA Luxembourg S.A.. The user agrees to respect the users’ regulations as emitted by AFI-ESCA Luxembourg S.A. and has the only right in using it. At any time and without previous notification, AFI-ESCA Luxembourg S.A. has the right to modify, complete or delete any information from its site.

 

Jurisdiction and applicable law

The information on these pages are submitted to the legislation of the Grand Duchy of Luxembourg. Any dispute concerning the use of this web portal, impression, register or reproduction of all or part of the information detained on this present site, fall under the jurisdiction of the Luxembourg Courts.

 

Personal Data

Any personal data the user would exchange with the web site fall under and are conform the Law of August 2nd, 2002 concerning the protection of individuals as to dealing with that personal data. No personal information on the user of this site is collected without his or her knowledge. The user has the right to correction and suppression of personal data by writing to AFI-ESCA Luxembourg S.A. head office. Personal data will be processed with the highest level of confidentiality as they need to be protected against third party access, loss or identity fraud. Arisen from circumstances or imposed by Law, data will only be used for the purpose as indicated upon the moment of collecting the data. Personal data is information about an individual by which the individual can be identified, including for example: name, email address, phone number. But it also includes personal preferences as hobbies or membership, as well as preferences towards other web sites. Personal data is kept within a timeframe necessary for the required purpose upon that data was initially collected or when subjected for supplementary dealing, insofar it is in accordance with legal prescription period. Data may be transferred to public, regulatory supervision as to courts, in order to be conform with applicable legal obligations.

 

Responsibilities

Specific risks linked to computer networks:

We install technical and organizational measures to assure securing and keeping confidentiality of files created by Internet site collected individual-related data. However, we do not control every risk linked to the Internet functionality. You agree knowing and accepting specific data network and telecommunication characteristics. AFI-ESCA Luxembourg S.A. can not be held liable in following, non-exhaustive, cases:

  • Network suspension, deadlines or delays in dispatching electronic messages or any other data;
  • Material or software failure;
  • Malice, data theft, software virus, insufficiencies in measures to protect and safeguard;
  • Manipulation errors, wrong use of material and software;
  • Loss of data and/or transactions, activity interruptions or other pecuniary losses that might derive from it,
  • Problems linked to the content of Internet sites, electronic mail and any information transmitted by networks;
  • Misdirected or malicious use of data, text, images or information;
  • Any case of force majeure, unforeseeable events or any other case not depending on AFI-ESCA Luxembourg S.A. deliberate intention.
  • AFI-ESCA Luxembourg S.A. exercises no control, under whatever form, over data nature or characteristics which might transit via intermediary of its central server.

Therefore, AFI-ESCA Luxembourg S.A. takes no responsibility over Internet accessible services, specifically for direct or indirect damages of whatever cause, origin, nature or consequences, deriving from accessing in any way the site, or impossibility to access, using the site and/or accorded credit to whatever kind of information direct or indirectly coming from the latter.

 

Using the site

Only for individual purposes, the site is intended to be used. The user may not use the site in any commercial way. The user is forbidden to redistribute, rent, sell, modify, decompile, recompile, dismantle, adapt, reproduce or reduce any information withheld on the site, in any way, for any purpose, in any or non-exploitable form.

The user guarantees the site will not be used to unlawful ends. The user is forbidden to publish the content contrary to public morals and order, third party interests, obscene, pornographic, violent, defamatory, respectless or which might harm the right to a respectful private life of others.